United States
The United States offers the world's deepest wealth management ecosystem, unmatched legal sophistication, and a lifestyle of global influence.
The United States remains the preeminent jurisdiction for high-net-worth individuals seeking a dynamic blend of economic opportunity, legal stability, and lifestyle diversity. With over 40% of the world's family offices and the highest concentration of multi-family offices and independent RIAs, the U.S. provides an unparalleled infrastructure for wealth management, from dynasty trusts to sophisticated estate planning. New York City and San Francisco anchor this ecosystem, supported by a dense network of specialized tax, estate, and M&A attorneys.
Lifestyle in the U.S. is as varied as its geography—from the cultural and financial epicenter of Manhattan to the tech-driven innovation of Silicon Valley, the sun-drenched coasts of California and Florida, and the historic charm of New England. The country offers world-class education, healthcare, and entertainment, though quality can vary significantly by region. Safety and infrastructure are generally excellent in affluent areas, while public services and social cohesion face challenges in some urban centers. The U.S. climate ranges from temperate to tropical, accommodating nearly every preference.
Tax advantages
- No federal tax on foreign-sourced income for non-residents (subject to certain exceptions).
- No VAT or consumption tax at the federal level; sales taxes are state and local.
- Favorable capital gains tax rates (0%, 15%, or 20%) for long-term investments.
- State-level tax incentives: states like Florida, Texas, and Nevada have no state income tax.
- Estate tax exemption of $13.61 million per individual (2024), with portability between spouses.
Tax disadvantages
- Worldwide income taxation for U.S. residents and citizens, regardless of residence.
- Complex tax compliance: FATCA, FBAR, and state-level filings create significant administrative burden.
- High top marginal income tax rate (37% federal, plus state taxes up to 13.3% in California).
Residency advantages
- No minimum stay requirement for maintaining residency (green card holders must reside in U.S. but no specific day count).
- Path to citizenship after 5 years of permanent residency (3 years if married to U.S. citizen).
- Visa options for investors: EB-5 (investment of $1.05M or $800k in TEA) and E-2 treaty investor visa.
- Strong property rights and independent judiciary with common law tradition.
- Access to world-class education and healthcare systems.
Residency disadvantages
- Global taxation for residents and citizens; exit tax applies for high-net-worth individuals renouncing citizenship.
- Complex and lengthy immigration process; EB-5 visa has annual caps and processing delays.
- No guaranteed healthcare; private insurance is expensive and system is fragmented.
Living quality
Living quality in the U.S. is exceptionally high in affluent suburbs and select urban neighborhoods, with top-ranked schools, hospitals, and cultural institutions. Safety varies widely; gated communities and low-crime areas offer security, while some cities face challenges. Infrastructure is modern but aging in parts; international airports and highways are world-class. Climate diversity allows choice from Mediterranean California to subtropical Florida or four-season Northeast.
Best for
- The U.S. is ideal for HNWIs seeking a vibrant business environment, top-tier wealth management, and a high standard of living. It suits entrepreneurs, tech founders, and investors who value access to capital markets, innovation, and a cosmopolitan lifestyle. Those prioritizing tax optimization may prefer states with no income tax, while families benefit from excellent education and healthcare options.
Atlas cities in United States · 22 listed, 25 offices
- New York City Wealth 94
- Miami Wealth 81
- Chicago Wealth 80
- Los Angeles Wealth 78
- San Francisco Wealth 78
- Las Vegas Wealth 73
- Austin Wealth 70
- Seattle Wealth 51
- Denver Wealth 48
- Phoenix Wealth 47
- Boston Wealth 46
- Naples Wealth 45
- Houston Wealth 43
- Atlanta Wealth 33
- Dallas Wealth 29
- San Diego Wealth 27
- Charlotte Wealth 25
- Nashville Wealth 18
- West Palm Beach Wealth 17
- Honolulu Wealth 11
- Boulder Wealth 10
- Stamford Wealth 6
United States sits in the Atlas region The Americas — From Manhattan to Montevideo.
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